ExpensO

Personal and family expense management platform that connects transactions, shared costs, settlements, recurring bills, budgets, and financial insights in one clear system.

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Product system

Features Overview

Connected Financial System

Record income, expenses, transfers, and bills with categories, accounts, currencies, notes, and attachments.
Connect people, accounts, transactions, allocations, responsibilities, settlements, recurring bills, and reports in one view.

Personal and Household Finances

Manage personal income, expenses, budgets, accounts, goals, and spending patterns.
Create household groups, invite members, split shared costs, assign responsibility, and track reimbursements.

Planning and Insights

Monitor budgets and compare actual spending with monthly plans.
Keep recurring bills and subscriptions visible with reminders and upcoming payment awareness.
Turn transaction history into reports, summaries, trends, and financial insights.

Control, Privacy, and Growth

Keep household activity understandable with clear records, responsibility tracking, audit history, and transparent settlements.
Protect personal financial information through controlled sharing, security practices, backup planning, and data portability.
Grow from core expense management toward goals, notifications, offline access, OCR, AI assistance, forecasting, and bank connectivity.

Process notes

What I Learned

Product Design

Designed a single financial experience that supports both individual clarity and shared household coordination.
Organized complex financial context into clear flows for recording, allocating, assigning, settling, and understanding money.

Financial Workflows

Modeled shared expenses, ownership, settlements, recurring obligations, budgets, and reports as connected parts of one system.
Focused on transparency and control for sensitive personal and household financial activity.